Application

Tell us about the property

Business-purpose loans only, for non-owner-occupied investment property in Illinois. The more you tell us about the building and the rent, the more useful the first conversation will be.

Business purpose only

Illinois investment property

Every field except the note is required so we can route your request. Nothing here pulls credit, and the occupancy answer must be investment — that is the product.

First name

Last name

Phone

Property stateWe arrange Illinois loans; other states by referral.

Occupancy

Property type

Loan purpose

Estimated property value

Loan amount

Anything we should know?

Business-purpose only · Investment property

By submitting you confirm the property will be held for investment and not occupied by you or a family member. Not a commitment to lend; all loans subject to underwriting and lender/investor approval.

By submitting, you confirm the property will be held for investment and will not be occupied by you or a family member. Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

What happens next

We read the file, then call
A person reviews the property details, models coverage with a real tax and insurance figure, and calls to confirm the facts. No automated approval, no rate guesswork.
You get a program comparison
Two or three wholesale programs that fit, with the trade-offs named — leverage, reserves, prepayment structure, and how each treats your property type.
Documents and appraisal
Leases, entity documents, insurance quote and title. The appraisal is ordered once the file is complete, because a file that reaches it incomplete comes back twice.
Close and hold
The lender issues its own disclosures and funds the loan. Title vests in your entity, insurance is bound in the right name, escrows are set if the program requires them.

Have these handy

Property address and unit count
Current rent or a market rent estimate
County tax bill for the parcel
Purchase price or current loan balance
Entity that will take title, if any

Not sure yet?

Run the numbers in the calculator first, or read what underwriters ask for. You can also start with the short form on the home page.

DSCR Loans Illinois is a Loan Daddy LLC brand, NMLS 2827624.

Broker, not lender

NMLS #2827624 · nmlsconsumeraccess.org

AZ CMB Licensed · #CMB-2016143

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.