Last updated: October 17, 2026
Acceptance
By using this website you agree to these terms. If you do not agree, do not use the site. The site is operated by Loan Daddy LLC under the DSCR Loans Illinois brand. DSCR Loans Illinois is a Loan Daddy LLC brand, NMLS 2827624.
No offer, no commitment
Everything on this site is informational. Nothing here is an offer to lend, a solicitation for a loan application, a rate quote, an annual percentage rate disclosure, or a commitment to lend on any terms. Any approval, pricing or term is determined solely by a wholesale lender after review of a complete application, and is subject to that lender's underwriting, appraisal, title and closing conditions.
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
Business purpose only
This site and the services described on it are limited to business-purpose loans secured by non-owner-occupied investment property. Requests where a borrower or family member will occupy the property cannot be accepted. The application form enforces this at submission and we enforce it in conversation.
No legal, tax or investment advice
Property tax, insurance, landlord-tenant, zoning and short-term rental information on this site is general and may be outdated. It is not legal, tax or investment advice, and it does not create a professional relationship. Confirm current rules with the relevant municipality or county, and consult a qualified Illinois attorney or tax professional about your situation.
Market information
Market commentary on this site is qualitative. We do not publish rate or annual percentage rate figures, and where any third-party figure appears it is identified as a general market benchmark rather than a loan offer. Neighborhood and property-type descriptions are general observations, not appraisals or predictions of value.
Acceptable use
- Do not submit false information or another person's information without authority
- Do not use the site to scrape, overload or probe our systems
- Do not attempt to access data you are not authorized to see
- Do not use the contact forms to send unlawful, misleading or harassing content
Intellectual property
The text, layout, graphics and code on this site are owned by Loan Daddy LLC or used with permission. You may read, print and share pages for your own use. You may not republish substantial portions commercially without written permission.
Third-party links
Links to external sites — including NMLS Consumer Access — are provided for convenience. We do not control those sites and are not responsible for their content or practices.
No warranty; limitation of liability
The site is provided as is. We work to keep it accurate, but we do not warrant that it is complete, current or error-free. To the extent permitted by law, Loan Daddy LLC is not liable for indirect or consequential damages arising from use of the site or reliance on its content.
Privacy
Information you submit is handled as described in the privacy policy, which forms part of these terms.
Changes
We may update these terms. The revised version will be posted here with a new date, and continued use of the site after that constitutes acceptance.
Contact
Questions about these terms can be sent through the contact form. Licensing information is on the licensing page.